Many business owners think that once they sell the business, the hard part is done. It often is not. Selling a business can turn something hard to access into cash. But it does not automatically sort out tax, retirement income, investing, passing money on, or what happens next. This matters even more now because the
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When people think about retirement, they usually ask: “Do I have enough money?” That matters. But there is another important question: “Which pot should I take money from first?” If you get that wrong, you may pay more tax than necessary and make your later retirement more difficult. If you get it right, your money
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The tax year ends on 5 April 2026. That deadline matters, but it does not mean you should use every allowance just because it exists. Good tax planning is about making sensible moves that improve your long-term plan, cut unnecessary taxes, and keep your money in the right place. For 2025/26, the key figures are:
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