Blog
Are you someone who feels anxious when the markets are unpredictable? You may have heard about “smoothed” funds. These funds are designed to keep your investments steady, offering a way to manage market ups and downs without all the drama. But how do they work, and are they right for your retirement plan? How Do
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Did you recently get a promotion or more pay? Congratulations! It’s natural to want to celebrate by buying a new gadget, booking a vacation, or just enjoying having more spending money. But before you dive into spending, it’s important to take a moment to review your finances. If you don’t, you might fall into the
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You might have heard that during October and March, there’s an initiative called Free Wills Month. If you are 55 or older, you can have a lawyer write or update your Will for free. This opportunity is funded by charities. While they hope you’ll consider leaving a gift to them in your Will, there’s absolutely
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There’s big news on the horizon for UK pensioners as the full State Pension is set to rise by £362.65 a year starting 6 April 2025. This 4.1% increase is part of the ‘triple lock’ guarantee, which aims to keep pensions valuable over time. If you receive the full new State Pension, your increase will
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The Chartered Institute for Securities and Investments (CISI) holds a prestigious awards night each year. This year’s event took place on 15 October. We are excited to announce that Nicholas Grogan, a Chartered and certified financial planner, won one of the top awards of the night. He received the Certified Financial Planning Professional of the
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You can find a guide to the Autumn 2024 Budget here, but here is a simple summary of what it could mean for you. The new Labour Chancellor, Rachel Reeves, presented this budget to address the financial gap left behind. She plans to raise taxes in areas that won’t affect everyday income taxes but will
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On October 30, 2024, Chancellor Rachel Reeves announced the government’s Autumn Budget, which outlines financial plans for the next five years. The government aims to raise over £40 billion through new tax measures to fill a £22 billion gap in public finances. The goal is to restore economic stability and help people keep more money.
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One of the key announcements in the recent Autumn Budget was that starting in April 2027, Inheritance Tax (IHT) will apply to pension assets. This is a significant change that could greatly affect our retirement and estate planning. Let’s explain what this means. What’s changing? Pensions have been a great way to pass on wealth
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Teaching children about money is a vital life skill, yet many parents shy away from these conversations. A recent study revealed that 85% of parents with children aged 10-20 worry about passing on poor financial habits, leading them to avoid financial discussions altogether. Why Do Parents Hesitate? The study highlights several reasons for this reluctance:
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Have you noticed that one investment in your portfolio performs better than the others? It’s tempting to think, “If it’s doing well now, it will continue.” Our brains expect the future to be like the past. This thought leads us to invest more in top-performing options, believing they will keep doing well. However, we often
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