Blog
The Autumn Budget updated inheritance tax (IHT), affecting how much of your estate you can pass on tax-free. Although less severe than expected, more people will likely pay IHT in the coming years. So, it’s important that you review your plans and minimise the potential tax burden. What’s Changed? Chancellor Rachel Reeves introduced three key
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If you’re considering estate planning, you’ve probably come across terms like “trusts” and “Inheritance Tax (IHT).“ There’s a helpful strategy using trusts that can help lower taxes called the Rysaffe Principle. Let’s see how this principle can work with trusts to protect your assets. How Do Trusts Play a Role in the Rysaffe Principle? Trusts
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Have you ever thought about a special formula that wealthy people follow? You’re not alone! Many believe they have secret knowledge. Wealthy individuals usually follow a few practical habits that anyone can adopt. If you want to start building genuine, lasting wealth, keep reading. They Focus on Equity Many people believe that a high salary
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If you’ve put in hard work to create wealth, it can be very frustrating to think about giving 40% of it to the taxman after you pass away. Luckily, there are ways to transfer your wealth efficiently and tax-free while you’re still alive, with one of the best methods being to give gifts from your
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Productivity experts suggest that sometimes you have to do less to get more. This is something that equally applies to high earners who paying for childcare. Earnings and Childcare According to the UK government, nearly one million people in the UK earn between £75,300 and £96,400, most of whom are over 35.[1] At first glance,
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The relationship between America and China is significant in global finance. If recent news has you feeling uneasy, you’re not alone. The truth is, while US-China politics can affect your investments, it is vital to take a long-term view. A Rocky Romance on the Global Stage The relationship between America and China is far from
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Valentine’s Day isn’t just about chocolates and roses – it’s also a great reminder to think about your financial future together. Whether you’re a new couple, have been together for a while, or are preparing for retirement, making wise financial choices now can help ensure your future security. If you’re single, managing your finances is
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Stock markets are unfair; a few companies are responsible for most of the returns. This might seem chaotic, but it’s just how things work. What Do You Mean By Concentration? Imagine discovering that only 3.4% of all companies in the stock market have created all the wealth since 1926. This may seem unfair, but research
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In recent years, you may have seen prices rise, whether it’s the cost of your food shop or your energy bill. Although inflation has decreased from a high of 11.1% in 2022, it remained above the Bank of England’s (BoE) target of 2% for most of 2024, ending the year at about 2.5%. This situation
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Building on the underlying concept of factor investing, we’ve already explored the Value Factor and now it’s time to look at the Size Factor. What is the Size Factor All About? Think of the investing universe as a zoo, where companies come in different shapes and sizes. Some are powerful lions, while others are nimble
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