Inheritance Tax (IHT) is a topic that often sparks discussions about whether it should be abolished. According to a recent YouGov survey, many find it the least favourable tax. It revealed that 50% of respondents consider it ‘unfair’ or ‘very unfair’, while only 19% held the opposite view. Interestingly, there is a common misconception that
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Next April, the state pension is set to see a significant increase. This is thanks to a robust 8.5% wage rise over the three months leading up to July. Let’s explain how the “triple lock” system operates and whether it’s here to stay. What is the triple lock? The triple lock is a mechanism that
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Inspired by this post by the aptly titled humble dollar, let’s explore the behaviours that improve our finances. These are all achievable and, unlike stock picking, do not rely on insider knowledge or luck. Humility First off, embrace humility. The financial world is uncertain – from market changes to unexpected life events. Focus on what
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Every year, Morningstar releases a report called “Mind the Gap,” which looks at how people invest their money and how well their investments perform. The report compares the difference in returns between investment funds and the returns earned by those investing in them. The latest report shows that investors received a 7.7% return over the
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