Summer is just around the corner, and with it comes an old saying in the world of finance: “Sell in May and don’t come back ’til St Leger’s Day.” This advice suggests that investors should sell their investments at the start of summer and reinvest in September. But is there any truth behind this adage,
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Investing in private equity (PE) can seem like an exclusive club for the wealthy and well-connected. Let’s talk about private equity and its relevance to your investment strategy. We will explore the advantages and disadvantages in simple terms to showcase the impact of effective financial planning. What is Private Equity? Private equity involves investing in
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Have you sold things like shares, rental property or valuable possessions and made a profit? If you sell something for more than you paid, you may need to pay Capital Gains Tax on the profit. The amount of money you can make each year before paying this tax has been reduced a lot recently. This
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“Loss aversion” is a bias that can significantly influence how you manage your money. This concept was developed by the well-known psychologist Daniel Kahneman, who, along with Amos Tversky, identified this phenomenon in 1979. Kahneman’s research has shown that people feel the pain of losses more acutely than the pleasure of equivalent gains. Understanding this
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Planning for retirement is essential but can be complicated. The key is finding the right strategy to ensure a comfortable retirement. In this post, I will look at two popular strategies for retirement planning: retirement bucketing and the standard portfolio approach. We’ll explore the pros and cons of each approach and see which might be
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