When most people hear “cashflow modelling,” they picture charts and guesses. This is fair, but when done correctly, cashflow modelling is a decision tool to rehearse big life choices before making them. Here are seven decisions it helps with, plus three sample timelines to demonstrate how it works (no product or rate specifics). 1) “When
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Most people worry about money at some point in their lives. Common questions we hear include: Will we be able to maintain our lifestyle in retirement? Could we cope financially if one of us needed long-term care? What happens to my partner if I die (or to me if they die)? How would a prolonged
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Unit trusts and OEICs (Open-Ended Investment Companies) are collective investment schemes that make investing more accessible, allowing individuals to participate in a large portfolio of assets by pooling their money with that of other investors. This gives the individual access to a much wider spread of holdings than can usually be achieved with smaller sums
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If you have an offshore investment bond issued from Dublin and it’s held in a UK trust, there’s a new rule you need to be aware of. From 5 March 2025, UK trusts holding these Irish bonds must be registered not just with HMRC in the UK, but also on Ireland’s own Central Register of
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