It is easier and cheaper than ever to invest money or to start a pension. In addition, we like to say that long term investing is, to a fair degree, solved. We do accept that we cannot tell you what the perfect portfolio is going to look like for the next 30 years. However, we
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There has been as much research into what makes us happier as there has been into what makes us wealthier. As financial planners, we are trying to help our clients improve their lives using their money. So, it is therefore important to look at what drives happiness and how it relates to money. The happiness
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The Institute for Fiscal Studies has released a report looking at when might be the best times for individuals to save for retirement. The findings are obviously very general but some chime in with what we find from our clients and our personal finances. What have the IFS said? Most individuals expect their income to
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The Institute for Fiscal Studies (IFS) has published a new report on likely future inheritances. It may give a future Chancellor something to consider The Institute for Fiscal Studies (IFS) has regularly looked at inheritance and inequality. In its latest paper, it has gone into greater detail, drawing on data from a variety of sources:
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