Blog
If you’re considering working with a financial planner, it’s important to ask the right questions to ensure that you find someone who can help you achieve your financial goals. Here are a few key questions to ask when interviewing a financial planner in the UK: What do you do? You’re looking for a concise explanation
Read more
A global financial literacy survey indicates that around a third of the UK needs help understanding the most basic financial concepts. There are many potential benefits of financial literacy. People with strong financial skills do a better job planning and saving for retirement. [1][2] Financially savvy investors are more likely to spread their risk and
Read more
One of the most common questions clients ask is, “how will I know when I have enough money?” What does looking at this involve? There are several ways to determine whether you have enough money. One approach is to consider your current and future financial goals and compare them to your current income and savings.
Read more
As you plan for your financial future, you may wonder whether it’s worth working with a financial advisor or tackling your finances on your own. While there are pros and cons to both, the decision ultimately depends on you. What are the advantages of working with a financial advisor? One of the main advantages of
Read more
If you want to invest, a top priority is determining how much risk to take. Risk might sound scary, especially if you’re not a risk-taker elsewhere. More risk can mean higher returns when investing, but nothing is guaranteed. Is having too much in equities a bad idea? The chart below looks at the probability of
Read more
On 17 November, the fourth chancellor of the year delivered his Autumn Statement. Jeremy Hunt aimed to use the Autumn Statement to calm markets and reset public finances. Much of what was stated had been expected. Once again, there was a focus on so-called stealth taxes. These came either through the further freezing of allowances,
Read more
Many wonder how long they need to invest their money. Like many others in life, the answer is “it depends.” While no two circumstances are identical, understanding the behaviour of the investment markets can help you make an informed decision. History also shows that the longer you invest, you increase your chances of making money
Read more
We all wish we could outwit the financial markets. Instead of trusting them to produce life-changing returns, we fool ourselves into believing that we can predict when the market will fall and then rise again. No one is immune to this temptation, but we can cure ourselves of the desire to act on it. With a
Read more
Later-life care can be a complex topic to discuss and plan for. However, making a care plan now ensures that your wishes are carried out and that you have long-term security. If you haven’t addressed it yet, keep reading to find out what you should do. According to a Canada Life survey, 7 in 10 UK adults
Read more
You might be unsure of your duties as a trustee and the procedures you must follow. Here are some crucial things you should be aware of if you’re a trustee. Being a trustee entails taking charge of funds or property placed in a trust for another person, referred to as the “beneficiary,” by a person
Read more
